Apply for a Loan at Your Convenience 

Any time of the day or night, you can apply for a loan online or by calling 24-Hour Loan Link at 800.821.5891, option #2. You may also fax your application to 931.431.2028 or call 931.431.6800 during regular business hours to have a friendly Credit Union representative take your loan application information over the phone.

Apply for a Loan

Applying for a loan is quick, secure and easy.

  • Auto Loans
  • Recreational Vehicle Loans
  • Fortera Credit Cards
  • Overdraft Line of Credit
  • Home Equity Loan
  • Home Equity Line of Credit
  • Personal/Signature Loans

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Apply for a Mortgage

Use our Mortgage Center to apply.

  • Fixed Rate Mortgage Loan
  • Adjustable Rate Mortgage Loan
  • VA Loan
  • Construction Loan


Click here to view NMLS Registration Numbers/Originator List


Visit our Mortgage Center

Apply for a Fortera Credit Card

Applying for a credit card is quick, secure and easy.

Use our secure application to apply for the following types of credit cards:


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Apply for Membership

Membership is available to anyone who lives, works, worships or attends school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky.


Membership Application


If you would like to open an account, it's easy. Simply visit one of our branch locations, and to speed up the process, you can print, fill out and bring with you the completed membership application (above) with a $10 check made out to Fortera Credit Union. All it takes is $10 to start, in which $5 will be deposited in your savings account and the other $5 will be used as a one-time membership fee.


Apply for a Business Loan

Applying for a business loan is quick, secure and easy.

Making It Easy To Apply

Knowing that you are busy making decisions and managing the business, we have made it as easy as possible to apply for a loan.

  • Call our Business Services Lending Center by dialing 800.821.5891 and selecting 'Option 2, 2, 1'
  • To discuss your business needs, please contact the nearest branch location to schedule an appointment with the Branch Manager.









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