Money Markets

Make your money work as hard as you do.

Knock the dust off your savings and grow them with a Money Market Account. The perfect hybrid of checking and savings accounts that reward you for bigger investments, this is a great option for our savvy savers.

Make money moves.

Money Market accounts require some solid cash to open, then reward you handsomely with higher dividends and easy access to your money when you want it.

Money Market

We want more for your money too.

A great fit for multi-interest members ready to grow an investment, the Money Market account gets you more for your money while allowing limitless cash withdrawals at any branch.

Premium Money Market

The sky is no longer the limit.

With great investment comes great reward. Earn our highest dividends possible and maintain your ability to write checks as-needed.

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use Fortera Video Chat to get quick answers from a friendly face.
Who is eligible to open a Money Market Account?

To be able to open a Money Market, you must meet the following eligibility requirements: (1) You must be 18 years of age or older (2) You must live, work, worship, or attend school in one of our service regions; join an affiliated partner, or have an immediate family member who is a Fortera member. Our service regions include Montgomery, Stewart, Chester, Decatur, Lewis, McNairy, and Perry counties in Tennessee or Christian, Trigg, Todd, McLean, and Webster counties in Kentucky. Residents of other counties in Tennessee, Kentucky, Alabama, and Arkansas may also be eligible. (3) You must have a Share Savings Account to establish Fortera Credit Union Membership.

How much does it cost to open a Money Market Account?

It cost $2,500 to open a Money Market Account. $2,500 is the required account minimum balance.

Can I add additional deposits to the Money Market Account?

Yes! Deposits may be added at anytime in any amount.

How much does it cost to open a Premium Money Market Account?

It costs $25,000 to open a Premium Money Market Account. $25,000 is the required account minimum balance.

What are dividends and how do they work for the Money Market Account?

Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The Money Market Account earns dividends monthly as long as your account has at least $2,500 deposited in it. It is just another way we like to say thank you to our members for trusting us with your hard-earned "dough". To learn more about what the current dividend rate is and our other savings accounts that earn dividends, please see our Rate and Fee Disclosure.