Business Rates

Rates you can smile about.

Fortera Credit Union Business Rates - effective June 25, 2021. See Consumer Rates here.

Business Share Account Rates

Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited
Type:
Business Share
Dividend Rate:
0.100%
APY*:
0.10%
Balances:
$50 Minimum Balance to Earn Stated APY
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly
Type:
Not-for-Profit Share
Dividend Rate:
0.100%
APY*:
0.10%
Balances:
$50 Minimum Balance to Earn Stated APY
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly
Type:
Organizational Club Share
Dividend Rate:
0.100%
APY*:
0.10%
Balances:
$50 Minimum Balance to Earn Stated APY
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly
Type:
Family Readiness Group (FRG)
Dividend Rate:
N/A
APY*:
N/A
Balances:
N/A
Dividends Compounded:
N/A
Dividends Credited:
N/A

Limited to six (6) preauthorized, automatic, telephonic, or audio response transfers to another account with us or to a third party during a fee cycle.

Business Special Share Account Rates

Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited
Type:
Business ChangeUp Share | $0.00 -$2000.00
Dividend Rate:
1.491%
APY*:
1.50%
Balances:
$0.01 Minimum Balance to Earn Stated APY
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly
Type:
Business ChangeUp Share | $2000.01 +
Dividend Rate:
0.150%
APY*:
0.15%
Balances:
$0.01 Minimum Balance to Earn Stated APY
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly

Business Checking Account Rates

Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited
Type:
Essential Checking
Dividend Rate:
N/A
APY*:
N/A
Balances:
$100.00 Minimum Opening Deposit
Dividends Compounded:
N/A
Dividends Credited:
N/A
Type:
Gold Checking
Dividend Rate:
0.050%
APY*:
0.05%
Balances:
$2,500.00 Minimum Balance to Earn Stated APY
Dividends Compounded:
Monthly
Dividends Credited:
Monthly
Type:
Not for Profit Checking
Dividend Rate:
0.050%
APY*:
0.05%
Balances:
$500.00 Minimum Balance to Earn Stated APY
Dividends Compounded:
Monthly
Dividends Credited:
Monthly
Type:
Organizational Club
Dividend Rate:
N/A
APY*:
N/A
Balances:
$25.00 Minimum Opening Deposit
Dividends Compounded:
N/A
Dividends Credited:
N/A
Type:
Family Readiness Group
Dividend Rate:
N/A
APY*:
N/A
Balances:
$25.00 Minimum Opening Deposit
Dividends Compounded:
N/A
Dividends Credited:
N/A

Business Money Market Rates

Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited
Type:
Business Money Market | $10,000.00 - $49,999.99
Dividend Rate:
0.150%
APY*:
0.15%
Balances:
$10,000.00 Minimum Opening Deposit
Dividends Compounded:
Monthly
Dividends Credited:
Monthly
Type:
Business Money Market | $50,000.00- $99,999.99
Dividend Rate:
0.150%
APY*:
0.15%
Balances:
$10,000.00 Minimum Opening Deposit
Dividends Compounded:
Monthly
Dividends Credited:
Monthly
Type:
Business Money Market | $100,000 +
Dividend Rate:
0.150%
APY*:
0.15%
Balances:
$10,000.00 Minimum Opening Deposit
Dividends Compounded:
Monthly
Dividends Credited:
Monthly

Transactions are limited to six (6) transfers or withdrawals during a monthly statement cycle to another account of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order made by the depositor and payable to third parties.

Business Fixed-Rate Certificate Rates

Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited
Type:
Business Fixed-Rate Certificate | 12 Months
Dividend Rate:
0.299%
APY*:
0.30%
Balances:
$1,000.00 Minimum Opening Deposit
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly
Type:
Business Fixed-Rate Certificate | 18 Months
Dividend Rate:
0.349%
APY*:
0.35%
Balances:
$1,000.00 Minimum Opening Deposit
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly
Type:
Business Fixed-Rate Certificate | 36 Months
Dividend Rate:
0.399%
APY*:
0.40%
Balances:
$1,000.00 Minimum Opening Deposit
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly

No additional deposits allowed except at maturity or during the grace period.

Business Access Certificate Rate

Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited
Type:
Business Access Certificate | 12 Months
Dividend Rate:
0.250%
APY*:
0.25%
Balances:
$25.00 Minimum Opening Deposit
Dividends Compounded:
Quarterly
Dividends Credited:
Quarterly

Additional deposits allowed during the term, $5 minimum. One penalty-free withdrawal allowed during the term.

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It may no longer be an active offering. Everyone has to retire sometime. To see our retired products and promotions, please see our Business Rate and Fee Disclosure.

Consumer Rates

The credit union difference is real and nowhere more obvious than our incredibly low rates. Check them out. We promise they are worth the double-take.