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Business Gold Checking

Business Banking Gold Checking Account | Fortera Credit UnionThe Business Gold Checking Account from Fortera Credit Union offers the opportunity to earn dividends on your account balance, a feature not available at most other financial institutions.

No service charge with a minimum balance of $2,500*

Balances over $5,000 earn a higher rate, and $10,000 and up earns best rate

  • Unlimited check writing
  • FREE e-Statements
  • FREE Business Debit Card(s)
  • FREE Online Account Access
  • Overdraft Protection**

*Gold Checking Accounts with a balance less than $2,500 will incur a $15 monthly service charge. Please refer to complete Business Account & Services Fees for details. **Business Overdraft Protection is available via approved line of credit.


Business Basic Checking

For businesses that maintain a lower balance, consider Fortera Credit Union's Business Basic Checking Account featuring:

  • No minimum balance required
  • Open an account with as little as $100
  • No service charge for up to 99 items*
  • FREE e-Statements
  • FREE  Business Debit Card(s)
  • FREE Online Account Access
  • Overdraft Protection**

*Each item over 99, incurs a $0.25 charge. Please refer to complete Business Services Fee Schedule for details. **Business Overdraft Protection is available via approved line of credit.



Business Debit Card

Fortera Credit Union's Business Debit Card is designed specifically for business accounts. You may grant check card usage to your employees while maintaining control over the account. Order as many as three cards at no additional charge. Monitor activity and balances 24/7 online.

Click to download the guide to benefits of the Fortera Mastercard® Debit Card.

Sign up for Securecode online card protection. 


Business Bill Pay

Bill Pay allows you to pay your bills online. It is the electronic invoicing and receivables management tool that will make running your business easier, faster and more efficient.

Put our online bill payment program to work for you. To get started, simply log in to your Fortera Credit Union Business account and click on Bill Pay. If you’re not a Fortera Credit Union online banking user, it’s easy to sign up.

Bill Pay has a monthly fee of $9.95 with up to ten (10) bills per month.  All bills over ten (10) during a fee cycle will be charged an additional $.50 per bill.  Please refer to the Business Services Fee Schedule.

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Best Practices for Business Bill Pay

Allowing Authorized Users

  • Authorized users in Bill Pay should be consistent with authorized users assigned on your Business Account card. Be aware that Fortera Credit Union does not compare those users listed on your account card to those you have authorized in Bill Pay. It is your responsibility to monitor assigned users on your account(s).
  • Never share your personal password; require individual sign-on for all authorized users.
  • Be conservative when assigning permissions to secondary users; use caution when changing default permissions for user type.
  • Remember authorized users DO have access to your business funds.
  • Important to remember – Please visit one of our branches if you would like to remove an individual from a Business Account card.







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