Fortera Credit Union Private Education Loans for Students | Fortera Credit UnionPrivate Student Loan

Federal loans not enough to cover the cost of your college education? The Private Student Loan available through Fortera Credit Union can be the answer to your funding needs.

Main Program Features

  • Borrow as little as $2,000 or up to $120,000 per year for a maximum of $160,000 in undergraduate loans or $250,000 in graduate loans
  • Choose between making interest payments or a nominal $25 Proactive Payment towards the loan while in school
  • Use our Private Student Loan to pay for qualified education expenses such as tuition, books, room/board, and computers
  • Quick credit decision once we receive your completed application

Students Benefits

  • No Origination Fee for all student borrowers
  • Competitive Interest Rates and with good grades, potential for even lower rates
  • Cosigner Release Available for creditworthy borrowers after 36 consecutive on-time principal and interest payments during the Repayment Period*

Students Eligibility and Credit Requirements

  • Borrower must be enrolled in an eligible school and pursuing a degree program on at least a half-time basis
  • Borrower must be a member or join Fortera Credit Union during the online application process
  • Borrower and cosigner must be a US Citizen or Permanent Resident
  • Borrower must meet all underwriting criteria for loan approval
  • Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate



  • *Subject to Credit Union approval. The Repayment Period begins after the In-School and Grace Period.

Helpful Links

Free Application for Federal Student Aid (FAFSA) –

College Board –

FinAid –






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