Her new chariot awaits!

Auto Loans

When you're ready to buy a new or used car, truck or van, turn to Fortera Credit Union for competitive interest rates and terms that fit your budget. Finance up to 100% on new cars. You can save time by getting your financing before you go shopping to have the extra bargaining power of a cash buyer!  We also offer these great features:

  • Auto Pay Advantage - Discounts are available for some loan types when payment is received automatically 


Member Auto Center

Time for a new vehicle? We can help!

Fortera Credit Union has partnered with Member Auto Center to provide members a one-stop shopping experience through the Fortera Credit Union Local Dealer Network program. Through our Member Auto Center car buying website, members will be able to shop a variety of new and used local dealer inventory. Members can research and view over a thousand local dealer vehicles. Once you have found the vehicle of your choice, simply inquire by clicking “Credit Union pricing”.  

As you start your shopping experience with us, be sure to submit your loan application before you visit the dealership.  The first step to a great rate is found under the Car Financing tab labeled loan application.  If you don’t find the car you’re looking for, make sure to use the car builder feature to build out your desired vehicle.  This feature will provide you with all the vehicle options along with the Manufacturer Suggested Retail Price.

In addition, there is access to trade-in information, a car buying advice section, payment calculator, and of course all participating local dealer contact information. Make sure to ask for the preferred dealer contact, as these individuals work exclusively with our members to ensure a terrific experience and competitive pricing.   

To get started just click here!


Apply Online 

Ready to apply? It's fast, easy and secure. Click here to apply now!

Apply by Phone

Call 931.431.2258 today to speak to one of our knowledgeable Loan Agents.


Loan Resources

Credit Life, Disability and Unemployment Protection

Knowing how important it is to ensure that you and your loved ones are financially secure even if the worst were to happen, you can add MEMBER'S CHOICE payment protection on your loan. The protection steps in when your family needs help the most to make your loan payment should you become disabled due to a covered illness or injury, become unemployed, or should you die before paying off your loan. Payments continue until you return to work, the loan is repaid, or you reach the policy maximum.

MBI and GAP Protection Plans 

Protect your vehicle investment with MBI (Mechanical Breakdown Insurance) and protect your finances with GAP (Guaranteed Auto Protection) plans. You'll get all the coverage you need at a price that is lower than most dealership plans.

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