Rates that are out of this world.
If you need financing for home improvements, school tuition, debt consolidation, or any other reason, our home equity loan rates are out of this world.
Home Equity Loan
Borrow up to 100% of the remaining equity in your home (some restrictions apply). You will get a low fixed rate and the interest may be tax deductible. Please consult your tax advisor for details. Our flexible payment terms, up to 15 years, will save you money.
Home Equity Loans: Owner-occupied properties only. Sample monthly payment for principal and interest based on $20,000 balance with a 60-month, fixed rate of 2.99% APR would be $359.28 for 60 payments. Loan payment example does not include taxes or insurance premiums. Automatic payments are not required for loan approval. If a member wants an appraisal to support a higher value, any appraisal cost will be paid by the member, who is responsible for the fee whether or not the loan closes.
*APR = Annual Percentage Rate. To receive advertised product, you must become a member of Fortera by opening a share (savings) account. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Property insurance is required. Consult your tax advisor regarding deductibility. Rates effective as of July 1, 2017. Rates may change without notice. Market values may vary; home values are not guaranteed to increase.