Think of us as your personal relief pitcher

Fortera Home Equity Lines of Credit (HELOC) give you easy access to the equity in your home. Use what you need when you need it and only pay interest on the amount you draw.

Home improvements
Debt consolidation
Tuition payments
Medical bills

 With rates AS LOW AS 1.99% for the first six (6) months, adjustable after intro period.


* APR = Annual Percentage Rate. To receive advertised product, you must become a member of Fortera by opening a share (savings) account. Not all loan programs are available in all states for all loan amounts. Consult your tax advisor regarding deductibility. Rates effective as of May 1, 2019, and may change without notice based on market conditions or borrower eligibility. HOME EQUITY LINE OF CREDIT:  Introductory 1.99% APR is fixed for 6 months and variable thereafter.  Variable APR equal to the “The Wall Street Journal” Prime Rate (currently 5.50%) with a minimum APR of 3.25% and a maximum APR of 15.00%.  Subject to credit approval and program guidelines.  Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined Loan-to-Value, and/or property type.  Minimum credit line is $3,000.00.  Maximum credit line is $150,000.00  Ten-year draw period followed by twenty-year repayment period.  Homeowner’s property insurance is required.  Flood insurance may be required.  Credit line together with any other mortgage(s) cannot exceed 95% of the property value on 1-4 family, owner-occupied properties.  Non-owner occupied properties subject to different terms.  Offer does not apply to existing Fortera Federal Credit Union credit lines.  Offer available for properties in TN and KY only.

Federally insured by NCUA.






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