Affordable, Flexible Programs 

If you need financing for home improvements, school tuition, debt consolidation, or any other reason, our home equity loans may be right for you.

Home Equity Loan

Borrow up to 100% of the remaining equity in your home (some restrictions apply.) You will get a low fixed rate and the interest may be tax deductible. Please consult your tax advisor for details. Our flexible payment terms, up to 20 years, will save you money.


Home Equity Line of Credit

A cost-effective way to fund home improvements, family vacations, college expenses, debt consolidation or major purchases, you will get a low rate and the interest may be tax-deductible.* Access funds as you need them up to your approved limit with convenience checks, online account transfers with Online Banking or Fortera Phone Banking account access.

  • No Closing Costs
  • No Appraisal
  • No Annual Fee
  • No Application Fee

*Please consult your tax advisor for details. 


Not enough equity in your home? 

Our Homeowner Advantage might be the right option for you!

Depending on individual credit, you can finance up to $40,000 in 24 hours!

 Remodel, redesign, add-on, and fix! 

Our new Homeowner Advantage loan makes it all possible, with no equity required.

Plus, our Homeowner Advantage loan is designed to help you with planned and unexpected expenses. 





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