CURRENT BUSINESS RATES

Savings Rates - effective February 29, 2016

Business Savings Rates

Share Account Rates

Account Type Dividend Rate APY* Min. Balance Dividends Compounded
Business Share 0.199% 0.20% $50 Declared Monthly Compounded and Credited Quarterly
Not-for-Profit Share 0.199% 0.20% $50 Declared Monthly Compounded and Credited Quarterly
Organizational Club Share 0.199% 0.20% $50 Declared Monthly Compounded and Credited Quarterly
Family Readiness Group (FRG) n/a n/a n/a n/a
Business Galaxy Money Market 0.698%
0.996%
0.996%
0.70%
1.00%
1.00%
$10,000
$50,000
$100,000
Monthly
Monthly
Monthly

The Galaxy Money Market Account is a tiered account. Dividend rates for a particular tier, as disclosed above, will apply to the entire account balance once the minimum daily balance reaches the balance range for that tier.

Special Share Account Rates

Account Type Dividend Rate APY* Min. Balance Dividends Compounded
ChangeUp

1.986%
0.199%

2.00%
0.20%

$0.00 to $2,000.00
$2,000.01 or more

Quarterly

 

Share Draft (Checking) Account Rates

Account Type Annual Percentage Yield/Dividend Rate Min. Balance to Earn Stated APY* Dividends Compounded
Basic Checking n/a n/a n/a
Gold Checking 0.15% $2,500 Monthly
Not-for-Profit Checking 0.05% $500.00 Monthly
Organizational Club Checking n/a n/a n/a
Family Readiness Group (FRG) n/a n/a n/a

Share Certificate Rates

Account Type Term Min. Opening Deposit Rate APY*
Share Certificate Fixed 90-180 Days* $1,000 0.299% 0.30%
Share Certificate Fixed 6 Months* $1,000 0.499% 0.50%
Share Certificate Fixed 12 Months* $1,000 0.698% 0.70%
Share Certificate Fixed 18 Months* $1,000 0.748% 0.75%
Share Certificate Fixed 24 Months* $1,000 1.095% 1.10%
Share Certificate Fixed 30 Months* $1,000 0.897% 0.90%
Share Certificate Fixed 36 Months* $1,000 1.046% 1.05%
Share Certificate Fixed 48 Months* $1,000 1.143% 1.15%
Share Certificate Fixed 60 Months* $1,000 1.294% 1.30%
Smart Start Certificate Variable 24 Months* $100 0.698% 0.70%
Share Certificate Variable 18 Months* $500 0.599% 0.60%
FlexForward Certificate 6-12 Months* $25 0.599% 0.60%

*APY=Annual Percentage Yield. Dividends compounded quarterly.