CURRENT OFFERS

Fortera is ready to be your lifelong financial partner, wherever life takes you!

 

Check out our current special offers available to all our members:


Homeowner Advantage - Up to $40,000 in 48 hours  

Remodel, redesign, add-on, and fix! 

Our new Homeowner Advantage loan makes it all possible, with no equity required.

Plus, our Homeowner Advantage loan is designed to help you with planned and unexpected expenses. 

Depending on individual credit, you can finance up to $40,000 in 48 hours!

 

 

 


Premium Money Market  

 

Healthy balance for your savings.

Fortera’s Premium Money Market is an easy way to start earning real dividends now. Lock in a competitive rate of 1.55% APY, minimum tiers, and no fees, and you’ll soon see how savings can earn you more and add balance to your bottomline.

 

• High-yield rate 1.55% APY*
• Up to 6 withdrawals per month
• $25,000 minimum opening deposit

Earn real savings when you open a Fortera Premium Money Market Account. 

 

 


No payments for 90 days

Create bigger holiday smiles when you refinance your current loan, or purchase a new vehicle with a Fortera Credit Union auto loan. 

Great rates, plus, no payment for 90 days! 

Stop in today to find out how!

 

 


 

Bump Your Rate with our FlexRate Certificates

A fixed rate you can control.

Our new FlexRate Share Certificate gives you the freedom to bump your rate up when certificate rates increase.  

Two terms to choose from!

Click here to view all our rates.

 

Type

Term

APY**

FlexTerm Promo Certificate
12 Months
2.25%
FlexRate Certificate w/1 Bump
36 Months  
2.65%
FlexRate Certificate w/2 Bumps
60 Months
3.00%

**APY= Annual Percentage Yield. Dividends compounded monthly.
New money only.  Offer subject to change without notice.
Eligible for bump rate after first 12 months of the term. 
See full disclosure below.

 


 

Unbeatable Credit Cards - 0% APR*on balance transfers and cash advances PLUS, Earn 2x Reward Points. 

Easy to Apply, Quick Approvals

Switch to a  Fortera Mastercard® Credit Card and enjoy 0% APR* on balance transfers for 12 months.

Plus, earn 2x Reward Points** until December 31, 2018. 

Fortera Mastercard® – great low rate and no annual fee.


 

 

Disclosures 

Homeowner Advantage Loan:

Annual Percentage Rate (APR). Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Fortera membership required; additional restrictions, limitations and exclusions may apply; please contact a Fortera representative for further details. All Fortera loan programs, rates, terms and conditions are subject to change at any time without notice. Effective 05/ 01/2018. Federally insured by NCUA. 

Premium Money Market Account:

APY=Annual Percentage Yield. Dividends are compounded and posted monthly.  Minimum opening deposit is $25,000. There is a $25 monthly maintenance fee for balances that fall below $25,000.  Rates accurate as of September 4, 2018, the standard, variable APYs for the Premium Money Market Account are 0.35% for balances of $0-$24,999; 0.40% for balances of $25,000-$49,999; 1.01% for balances of $50,000-$99,999, 1.55% for balances of $100,000 and greater. Rates may change at any time. Fees may reduce earnings on the account. Account is limited to six transfers and withdrawals per statement cycle – or a combination of transfers and withdrawals – by means of a pre-authorized or automatic transfer, or telephonic (including data transmission) agreement, order, or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties. Deposits must consist of funds that have not been on deposit at Fortera Credit Union within the past six months. Rate tiers are guaranteed through January 1, 2020 for accounts opened after September 3, 2018 and until the promotion ends. Promotion for new account openings may end at any time. Membership eligibility required. Insured by NCUA. Contact Credit Union for details.

 

Auto Loan Offer:

All loans subject to credit approval. Loan must be transferred from another financial institution and be in good standing. Interest will still accrue with the ‘No Payments for 90 Days.’ Membership eligibility required. Contact Credit Union for details.

Savings Certificate Offers:

*APY=Annual Percentage Yield. Dividends compounded quarterly. Rates accurate as of December 11, 2018. New money only. Penalty fees could reduce earnings. Offer subject to change without notice. Membership eligibility required. Contact Credit Union for details.

1FlexRate Certificates: Minimum balance of $1,000 to qualify for advertised APY. New money only. Increase rate one time, after the first 12 months, during the life of the certificate. Increase is not automatic and must be initiated by member. Additional new money deposit allowed in $1,000 increments at time of member initiated rate increase. Offer subject to change without notice.

2FlexTerm Certificate: $25.00 minimum opening deposit. New money only. One withdrawal per term without a penalty. Deposits allowed, minimum of $5.00.

 
Fortera Credit Card:

*APR = Annual Percentage Rate. Promotional APR for Balance Transfers is 0.00% for 12 months from the date of account opening. After that, your APR will be the rate you qualified for based on your credit score. This APR will vary with the market based on the prime rate. All balance transfers will include a 2.49% Balance Transfer Fee.  Promotional APR of 0.00%  is based on creditworthiness. Not all applicants will qualify. Offer good on new Fortera Mastercard® Credit Cards opened by December 31, 2018. Please see Credit Union for cardholder agreement and complete details. All other terms apply. Membership eligibility required.**Bonus Points earned automatically on all Fortera Mastercard Credit and Debit cards. Per net purchase dollar. Bonus points will be awarded on the January 2019 billing statement. Additional restrictions may apply. See a Credit Union representative for details.

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