World Card

Hold it all in the palm of your hand.

World Card 101

From cashback to travel, this credit card is all about rewarding you for living life to the fullest. If you have excellent credit and prefer making most purchases with a credit card, the World Card is for you. Check out just how many points you earn on purchases and redeem them for cash back, travel rewards, gift cards, merchandise, and more.

  • 3 points per purchase dollar on Gas
  • 2 points per purchase dollar on all other purchases
  • Cell phone protection
  • Instacart membership perk
  • Eligible for Lyft credits

Easily apply to get pre-qualified.
Looking to learn a little more before you apply? Apply for pre-qualification. Learn how much you can afford without hurting your credit (or leaving the couch.) It's a win-win!

What's to love

Enjoy Fast Deliver

Groceries and more delivered in as fast as an hour. Get 2 free months of free delivery with Instacart+ and $10 off your second order each month. Learn more.

High Five
Always on the road? Receive a $5 credit from Lyft when you complete 3 rides in one month and pay using your World Mastercard®. Learn more.

World Mastercard® Benefits

New limits apply

After one year with your card, you’re eligible for a credit limit increase so when the calendar flips, we’ll look at where you stand, and where you can go.

Enjoy global service 24/7

24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances.

Fly a little higher

Arrange and save 15% on Airport Meet and Greet services.

Fly covered

Enjoy automatic protection with Common Carrier Insurance.

Worry less over canceled plans

Get help covering non-refundable tickets with Trip Delay & Cancellation / Interruption Insurance.

See better delays

Get a little extra coverage (cash) with Trip Delay support.

Protect your purchases

Find a scratch? Tap into Mastercard’s® Buyers Insurance.

Cell Phone Protection

Pay your monthly cell phone bill with your Fortera Mastercard® and if your phone gets damaged or stolen, you’ll receive a reimbursement.

New card alert

Give yourself the card that does it all. Apply for your World Mastercard® today.

Next steps for new cardholders

This is the start of something good. How to set yourself up for card-carrying success:
  1. Go hands-free. Add your card to your digital wallet for secure, touchless transactions.

  2. Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.

  3. Update recurring payments. Make sure you update any recurring payments like Amazon, Netflix or Spotify (to name a few), with your new account information.

  4. Get rewarded. Visit CURewards.com/login to set up your points account or log in to an existing account and redeem your points.

  5. Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now: https://mastercardus.idprotectiononline.com/

  6. Travel In Style. Register at travel.mastercard.com to plan your next getaway and get the most from all your travels.

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use our video chat to get quick answers from a friendly face. Give us a call and let us know how we can help.

Who should use the World Mastercard®?


World Mastercard® is designed for everyone but it is particularly rewarding for those with outstanding credit and who love to travel. It's designed to put the whole world in your hands.

What documents do I need to apply for the World Mastercard®?


To verify your identity, we always ask that you come prepared with a government issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

How do I know if my card is contactless?


All contactless cards will have the contactless symbol on the front of the card.

Are contactless cards safe?


Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.

Where can I use my contactless card?


Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.

Are contactless cards similar to a digital wallet?


Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.

What do I do if I lose my contactless credit card?


To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.

What if I don’t have a contactless card, but want to get one? Can I request a contactless card?


Yes, you can walk into any branch and we can create you a contactless debit card instantly. You may also reach out to us at (931) 431-6800 or via video chat to request a new contactless debit or credit card.

How do I activate my credit card?


To activate your card, please call 800-631-3197 or download our Fortera Cards App.

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What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Mastercard® Guide to Benefits for World Mastercard®
View PDF
World Card Disclosure
View PDF
World Card Travel Insurance Description of Coverage
View PDF